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Financing and legal

Payment terms in Portugal

If you are planning to buy a property in Portugal, the following payment terms will usually apply.

Down payment
The down payment (also known as the deposit) is usually 10% of the agreed purchase price for second hand properties. For new build properties, the down payment (also called the booking fee) is normally between €3,000 and €6,000.

Final payment
The remainder of the agreed purchase price is paid as part of the take-over process. At that time, the property deed is transferred to the buyer at the office of a Public Notary (the official in charge of preparing all title registry documents in Portugal). At that point, your Portuguese property ownership dream becomes reality!

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